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What Saint Paul Is Doing
Saint Paul Mortgage Foreclosure Program
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The Saint Paul Mortgage Foreclosure Prevention Program is administered by the City's Planning and Economic Development Department and is a HUD certified counseling agency.

For Saint Paul homeowners facing foreclosure, housing counselors will:
  • Provide education about the foreclosure process and legal timelines
  • Provide financial and budget counseling services
  • Work with the lender of the homeowner and evaluate possible foreclosure solutions
  • Make referrals to community resources

Saint Paul Home Loan Fund Programs
In addition to the Mortgage Foreclosure Program, the Saint Paul Home Loan Fund provides affordable financing for first-time homebuyers including:
  • Special assistance loans for down payment and closing costs
  • Low-cost home improvement programs

For more information call (651) 266-6712.

Invest Saint Paul
Mayor Chris Coleman launched Invest Saint Paul as a key initiative to bring city services and members of the community together to address specific challenges facing neighborhoods. It's the City's version of a full-court press, in which local government teams up with a variety of partners to direct existing resources and energy toward a set of neighborhood goals in a focused and strategic way.

Securing and Maintaining Vacant Properties
The City of Saint Paul has a vacant building program to address the issues surrounding vacant and unoccupied structures, which have increased as a result of foreclosures. For more information, please call the Division of Code Enforcement at (651) 266-8989.

Neighborhood Collaboration
City staff, together with neighborhood organizations and developers, are working to revitalize housing in areas hardest hit by foreclosures.

Government Collaboration
City staff is actively working with state and federal officials on changes in legislation to prevent foreclosures.

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